We know that at times people with bad credit tend to worry that they'll never get approved for an auto loan to finance a used car - or even a new vehicle for that matter, because of their lower credit scores. Well, we're here to let you know that it doesn't matter if you have good credit, poor credit, or even horrible credit. When you are on the search for bad credit auto loans, you can get pre-approved for financing right here at ArizonaCreditCenter.com.
Who Can Qualify for Auto Loans with Less Than Perfect Credit
The answer is easy - we finance everyone in Phoenix, Tucson, Tempe, Kingman or elsewhere in Arizona whose credit scores are less than stellar. Many people have found themselves in situations that have caused their 640 or higher scores to go below a 500. Some of these reasons can include:
- Bankruptcy
- Repossessions
- Huge medical bills
- Unemployment
- Divorce
- Accounts in Collections
- Any other negative financial issues
When one of these situations occurs, traditional auto loan lenders from banks or credit unions loans for bad credit in Arizona might not work. Cities like Gilbert or Kingman for example consider these people a higher risk and snub their noses at the very idea of approving them for any kind of vehicle financing. Well, not here at Arizona Credit Center. We know that people run into financial difficulties often through no fault of their own. And we also believe everyone deserves a second chance to get an auto loan to buy a car, truck or SUV. Anyone that reside in areas like Casa Grande, Flagstaff, Scottsdale or Prescott can get approved for guaranteed vehicle financing with damaged credit.
Working with AZ Bad Credit Car Dealers
There are lots of car dealerships for bad credit out there, but you need to be careful who you choose to work with. Try not to lose site of the goal which is qualifying for a car with bad credit in Arizona. Many of these car places will lure you in with the promise of no down payments and $100 monthly car payments. But when you arrive, you find they actually require money down, your monthly bill will be much higher and their selection of cheap used cars is a car lot full of old Junkers that nobody wants to be seen driving.
When you get a poor credit auto loan for residents of AZ through us, you're not only assured you are getting the best terms and rates available to someone with your credit history, but we have a great inventory of used sedans, trucks, SUVs and wagons for you to choose from. We service all our pre-owned vehicles before they hit the lot making sure they are safe and reliable and they are usually later models with low mileage, as well.