Arizona Credit Center Mesa Arizona

Bad Credit Auto Loans

When you need to buy a car with bad credit, we're here for you. We offer car loans to people with poor credit when they can't find them anywhere else. We'll get you approved for bad credit auto financing - no matter what your credit score.

Car Credit When You Need It

Our team of financing specialists at LHM Nissan Mesa are dedicated to helping people get the best car loans no matter what their credit. We specialize in:

If you have bad credit, we'll help you buy a car. Plus, we have a great inventory of new or used sedans, truck, SUVs or minivans for you to choose from.

Guaranteed Credit Approval

Have you ever been turned down for a car loan because of something on your credit report like:

  • Bankruptcy
  • Repossession
  • High medical bills
  • Bad Credit
  • Accounts in collections
  • Divorce
Well, these issues won't get in your way when you take advantage of our guaranteed auto loans program at When you apply online, we promise you'll be 100% approved for the car credit you deserve.
How To Get 100% Approval For a Car

The process for getting guaranteed approval for a car loan is fast and easy.

  1. Apply online to find out how much you can borrow in an instant
  2. We'll contact you to review your application and financial situation
  3. Visit our bad credit car lot to pick out your next vehicle.
  4. Get approved in 60 seconds or less.

As you can see, getting auto loans with guaranteed approval is easier than ever. So what's stopping you? Apply online today and drive away in your next vehicle tomorrow!

Contact A Credit Specialist

Arizona Credit Center Cars For Sale
Here is a sampling of our inventory.

2015 Gray Nissan Versa 1.6 SV

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abs brakes (4-wheel), air conditioning - front, air conditioning - front - single zone, airbags - front - dual, airbags - front - ...
2015 Brilliant Nissan Versa

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windows, rear defogger, windows, laminated glass: acoustic, warnings and reminders, maintenance reminder, warnings and reminders, ...
2015 Silver Nissan Versa SV

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abs brakes (4-wheel), air conditioning - front, air conditioning - front - single zone, airbags - front - dual, airbags - front - ...
2015 Gray Nissan Altima 3.5 SL

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windows, solar-tinted glass, windows, rear defogger, windows, lockout button, windows, front wipers: variable intermittent, warnin...
Bankruptcy Auto Financing

If you need a bankruptcy auto loan, you've come to the right place. Not only do we help people buy a car after bankruptcy, but we're one of the few that will get you approved for vehicle financing when you have an open Chapter 7 or Chapter 13 filing.

At our Mesa, AZ new and used car dealership, we'll finance anyone who has had to deal with bankruptcy. We know people fall onto hard times, but that shouldn't stop anyone from getting an automobile when they need one.
Buy Here Pay Here Used Cars

There are many buy here pay here used car dealers around Flagstaff, Yuma and Tempe that will give you a loan to buy a car. in house financing used carsYou should know, though, that most of these in-house financing car dealers will charge you outrageous interest rates and only have old, beat up vehicles for you to choose from. Plus, even if you make your payments on time, they don't bother reporting them to the top three credit bureaus, robbing you of the chance to improve our credit scores. Our network of auto loan companies will compete to give you pre approved guaranteed financing. That means you get the best rates and terms possible. We always report your on-time so the next time you need to buy a car, you won't need a loan for low credit scores.
Buying A Car With Bad Credit

What Does it Mean to Get a Second Chance Car Loan?
If you've had to struggle with a bad credit score or other financial issues you may need a second chance car loan to help you. But what is a second chance loan? We can tell you today.

Do You Think You are Ready to Get Financing for a Car?
You need to finance a new car, but are you ready for the auto loan process? We can help you get ready for financing a car by checking your credit, down payment, and more today.

What Does it Mean to Get a Guaranteed Credit Approval Car Loan?
Has a dealership recently offered your guaranteed credit approval on a car loan, but you have no idea what that means? We can help you know about guaranteed loan approval and how your credit score plays a role as well.
Customer Testimonials

"Thanks for all your help and finance. your TEAM did and excellent job helping us with our choice and walk away with a new car. Thanks"

ClaudiaV4 - May 04, 2015 - 10:36 am

"Purchased vehicle last month. Josh Sun was my Salesman and he did an excellent job helping me choose the vehicle that would fit my budget and at the same time help to build up my credit. Thank you personally Josh Sun and the others there at Larry H. Miller Nissan for all your help!"

Hokulani - May 04, 2015 - 10:34 am

Basic Finance Requirements

  • Valid driver's license
  • Proof of Income
  • Proof of Residency
  • References